Net worth calculator
Your whole financial picture, in one place.
Your estimated net worth
For illustration only. Read the assumptions below for the full picture.
Understand your result.
Add current asset values and subtract outstanding liabilities to estimate net worth. A consistent valuation date makes repeated snapshots more meaningful.
Net worth includes assets that may be difficult to sell. Keep liquidity and emergency savings separate from a headline household total.
A worked example.
Using this calculator’s default inputs, your estimated net worth is ₹42,50,000. This is an illustration of the stated formula, not a forecast.
See the example inputs
| Cash & bank deposits | ₹3,00,000 |
|---|---|
| Investments & retirement accounts | ₹15,00,000 |
| Property, gold & other assets | ₹50,00,000 |
| Home, vehicle & other loans | ₹25,00,000 |
| Credit cards & other liabilities | ₹50,000 |
A common mistake to avoid
Counting jointly owned property or retirement assets twice.
Questions you might have.
Should I use property purchase price?
Use a realistic current value for your ownership share. Sale costs and taxes can reduce the cash ultimately available.
Does this compare me with people my age?
No. The tool measures your own assets and liabilities without an age or wealth benchmark.
Prepared by INDwise · Calculation checks: 29 October 2026 · How we check the maths · Report a correction
How we calculate it
Net worth = the current value of all assets − outstanding liabilities.
Assumptions & things to know
Use realistic current sale values, not purchase prices. Include only your ownership share and avoid double-counting EPF, PPF, NPS or joint assets. No age-based benchmark is implied.
Your privacy & sharing
Your financial inputs are used only within this page. Saved calculators use this browser’s local storage. Sharing creates a link with the entered values, so anyone with that link can see those values. A downloaded summary stays on your device.