Financial calculators for India

Explore 55 free INR calculators, with transparent assumptions and Indian amount words.

Good decisions start here.

55 calculators. A little less guesswork. A lot more confidence.

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55 calculatorsFind your next step.

Most loved

SIP calculator

Small, regular investments. A bigger tomorrow.

₹10,000 / month · 20 years · 12% p.a.₹99.91 lakh

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FY 2026–27

Income tax calculator

Old regime or new? Let the numbers decide.

New regime

₹1,50,800

Save ₹1,53,400 / year

Old regime

₹3,04,200

₹18L salary · ₹1.5L deductions

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Home · car · personal

Loan EMI calculator

Find a monthly payment that fits your life.

₹50 lakh loan · 8.5% · 20 years₹43,391 / mo

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India essential

PPF calculator

Give your long-term savings a steady foundation.

₹1.5 lakh / year · 15 years · 7.1%₹40.68 lakh

Steady saving, year after year.

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Beyond the CTC

CTC to take-home

Understand what actually reaches your bank.

Know where every rupee goes.CTC → in hand

Take-homeTaxPF & benefits

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Your FIRE number

Financial independence

Put a number on a future with more freedom.

₹60,000 monthly spend · 3.5% withdrawal₹2.06 Cr

Your FI target, in today’s rupees.

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Step-up SIP

See what happens when your SIP grows with you.

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Lump sum calculator

Explore the potential of a one-time investment.

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Compound interest

Watch time and consistency work together.

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SWP calculator

Plan a regular income from your investments.

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Bonus tax calculator

Your bonus, after the additional income tax.

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Pay raise calculator

Find the real monthly value of your next raise.

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Freelancer & advance tax

Estimate tax on profit and plan your set-aside.

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RSU vesting tax

Understand the salary tax on shares that vest.

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Salary & hourly converter

Compare annual, monthly and hourly earnings.

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Budget planner

A little structure for your everyday spending.

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Subscription cost

The small recurring costs, all added up.

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Emergency fund

Build a buffer for life’s unexpected turns.

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The chai perspective

Keep the little joys. Understand the bigger picture.

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Debt payoff planner

Compare avalanche and snowball, side by side.

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Loan prepayment

See how an extra payment brings freedom closer.

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Net worth calculator

Your whole financial picture, in one place.

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Goal savings calculator

Turn a life goal into a monthly plan.

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Inflation calculator

Understand tomorrow’s cost of today’s life.

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Fixed deposit calculator

See the maturity value of a cumulative FD.

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Recurring deposit

Build a savings habit, one deposit at a time.

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EPF growth calculator

Bring your retirement contributions into focus.

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NPS retirement planner

Explore a retirement corpus and pension scenario.

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Sukanya Samriddhi

Plan a dedicated fund for your daughter’s future.

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HRA exemption

Understand the rent exemption you may claim.

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GST calculator

Add or remove GST, without the mental maths.

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Gratuity calculator

Estimate a benefit earned through your service.

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Daily compound interest

Explore how interest builds, day after day.

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Compound interest formula

Understand the formula, or solve its missing value.

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Effective annual yield (APY)

Compare rates on the same annual footing.

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CAGR calculator

Turn a total gain into an annualised return.

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Amortization schedule

See the principal and interest in every EMI.

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Car loan calculator

From on-road price to a comfortable monthly EMI.

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Cashback calculator

See what your rewards are really worth.

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Trading compounding

Model hypothetical gains and losses in rupees.

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Future value calculator

Project a balance with flexible contribution timing.

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How long to save

Find the time between today and your goal.

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How long will money last?

Explore how long a corpus can support withdrawals.

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Interest rate calculator

Work back from values or EMIs to an annual rate.

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IRR & XIRR calculator

Measure returns when money moves in and out.

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Loan & credit card payoff

Find your debt-free date from a fixed payment.

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Profit margin & markup

Understand the difference between margin and markup.

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Lakh, crore, million & billion

Translate large rupee amounts at a glance.

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Savings account interest

An Indian savings-account version of the MMA tool.

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Rupee money counter

Count Indian notes and coins, without losing track.

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Overtime & time-and-a-half

Estimate extra pay at your agreed overtime rate.

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Price per square foot

Compare property prices using the same area basis.

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Simple interest calculator

Interest on the principal, without compounding.

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Stock average calculator

Find your average cost across multiple purchases.

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Home loan balance transfer

Compare remaining loan costs before switching.

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A decision, explained.

All guides

What does a ₹15 lakh CTC mean for monthly take-home?

Walk from CTC to cash gross, employee deductions and estimated income tax using a transparent Indian salary example.

Read the guide

What changes if you prepay ₹10,000 extra each month?

Compare remaining home-loan interest and payoff time with an additional monthly payment, using the same original EMI.

Read the guide

How a 10% annual SIP increase changes the projection

Compare a fixed monthly SIP with one that rises annually, separating additional contributions from projected investment growth.

Read the guide